Understanding the Cost of Private Physical Therapy at Home

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Why the Price of PT at Home Varies

At Achieva Rehabilitation, most of our patients use their insurance-covered in-home physical therapy program. This provides a cost-effective way to receive skilled therapy, guided by your physician’s plan of care, and covered by Medicare, supplemental plans, or other insurance carriers.

For those who want additional care beyond insurance limitations, we also offer Achieva Plus, a private-pay option for clients who:

• Want to start immediately without waiting for approvals.

• Prefer longer sessions for more thorough treatment.

• Desire preventative or wellness-focused care to stay active in their golden years.

  
  

With Achieva Plus, pricing is based on:

• Session Length: 60–75 minutes for deeper progress in one visit.

• Therapist Expertise: Our PTs specialize in balance, neurological recovery, and fall prevention.

• Scheduling Flexibility: Evenings or weekends available.

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Insurance-Covered PT vs. Achieva Plus Private Pay

Insurance-Covered PT (Most of our clients)

• ✅ Minimal or no out-of-pocket cost.

• ✅ Covers medically necessary treatment.

• ⏳ May require pre-approval, with limited visit counts.

Achieva Plus (Cash Pay)

• ✅ Immediate start — no delays.

• ✅ No visit caps or treatment restrictions.

• ✅ Longer, more personalized sessions.

• 💳 Paid out of pocket (often eligible for HSA/FSA use).

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When Achieva Plus Makes Sense

Achieva Plus is ideal if you:

• Have completed your insurance visits but want to maintain progress.

• Need a higher level of performance training or preventative care.

• Have a strong desire to stay independent, active, and healthy into your later years.

  
  

Making the Most of Every Visit

Whether you’re seen through insurance or Achieva Plus, your therapist comes prepared to make each visit count:

• Targeted balance and strength exercises tailored to your home.

• Hands-on mobility and coordination retraining.

• Education for safe movement and long-term fall prevention.

FAQs

How much does private PT at home cost? Achieva Plus is typically cheaper than your iphone depending on length and packages but can take you much farther than the app store.

Do you offer packages? Yes, multiple-visit bundles lower the per-session cost.

Can I use both insurance and Achieva Plus? Absolutely. Many clients use insurance first and add Achieva Plus to keep progressing.

Can I submit Achieva Plus for reimbursement? In many cases, you can submit receipts to your insurance or use HSA/FSA funds.

📞 Call us at 888-929-7677 or visit our In-Home PT Services page to learn which option is right for you.